by First Credit Team | Jan 27, 2023 | Blog
What are Chargebacks? A chargeback is a refund payment initiated by either the merchant or the cardholder’s issuing bank, to the cardholder after he/she disputes the transaction or simply returns the purchased product or service. A chargeback can be obtained by both...
by First Credit Team | Jan 17, 2023 | Blog
If you own a business, you know that managing accounts receivable is critical to staying afloat and achieving growth. But what if there was a way to reduce the burden on your in-house staff? The answer lies in outsourcing these tasks, which can help businesses save...
by First Credit Team | Jan 10, 2023 | Blog
Understanding consumer credit trends is essential for all businesses that rely on credit to drive growth. After all, changes in consumer credit can signal broader changes in spending patterns that could have a material impact on your business. With that in mind,...
by First Credit Team | Dec 24, 2022 | Blog
What is Recession-Proofing, and Why Should Small Businesses Care? As a small business owner, you may be wondering what recession-proofing is and whether or not it’s something you should explore. Recession-proofing, as the name suggests, is seen as a means to...
by First Credit Team | Dec 20, 2022 | Blog
It’s no secret that the auto industry has been on the rise in recent years. With low interest rates and increased availability of financing, more and more people have been able to purchase cars. However, a new report from TransUnion shows that this increased...
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